Institutional Loan (Whittier Student Loan Fund)


The Private Whittier Student Loan, also known as an Institutional Loan, is administered by the Business Office.

Find eligibility requirement information for this loan on the Financial Aid Loans page.

First-time Institutional Loan borrowers are required to:

  1. Accept the loan offer via their Financial Aid Award Letter or online through My.Whittier Financial Aid Awards portal.
  2. Agree to the Financial Aid Terms and Conditions.
  3. Complete Student Loan Entrance Counseling (this is in addition to similar counseling required for Direct Loans). 
  4. Once a Whittier Student Loan is accepted, the borrower will need to sign the Whittier Student Loan Promissory Note. This promissory note will cover the current financial aid award year only. For any future offers, a new promissory note will need to be completed for that award year.

All borrowers will be contacted via their Poet email account with instructions by ECSI (our loan servicer) once documents are ready to be completed online. Loan(s) cannot be disbursed until all electronic documents are accurately completed. Timely completion of this processes will ensure disbursement on the school designated disbursement date.

As part of the online process, Heartland ECSI will need to validate the borrower's identity. To validate identity, borrowers will need to enter their Social Security Number, Last Name, First Name, and Date of Birth. Once complete, electronic documents will automatically be delivered to Whittier College Business Office.

If you have further questions about this process, contact Esther Gagner at or 562.907.4871.